Handayani, V. A., Huiliana Tarsila, Endang Hidayati, Rahayu Saputri and Jossa Parero (2023) “Persepsi Masyarakat Kota Batam Terhadap Transformasi Digital Payment”, JURNAL SITEBA, 1(2). doi: 10.62375/siteba.v1i2.61.