The Impact of Using Online Loans on the Consumptive Lifestyle of Students at the Sepuluh Nopember Institute of Technology, Surabaya. JSINTAK [Internet]. 2024 Sep. 27 [cited 2026 Jun. 1];3(1):9-19. Available from: https://journal.iteba.ac.id/index.php/jurnalsintak/article/view/315