Danendra, F., Rahman, M. D. A., Erwada, B. A. D. and Rakhmawati, N. A. (2024) “The Impact of Using Online Loans on the Consumptive Lifestyle of Students at the Sepuluh Nopember Institute of Technology, Surabaya”, JURNAL SINTAK, 3(1), pp. 9–19. doi: 10.62375/jsintak.v3i1.315.